Privacy Policy

Billwise, operated by Skyscrapers Now LLC ("Billwise," "we," "us," or "our"), respects your privacy and is committed to protecting the information you provide to us.

This Privacy Policy explains how we collect, use, disclose, and protect information when you visit https://billwise.com.pk, contact us, submit information through our website, request information about our services, or otherwise interact with us through our website and communication channels.

By using our website, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

Depending on how you interact with us, we may collect information such as:

• Name
• Business or organization name
• Email address
• Telephone or mobile phone number
• Job title or professional information
• Information you provide when contacting us or requesting our services
• Information submitted through forms on our website
• Information contained in communications you send to us
• Website usage information, including IP address, browser type, device information, pages visited, and general interaction with our website
• Information necessary to provide, manage, and improve our services

Please do not submit sensitive personal or medical information through general website contact forms unless Billwise specifically provides a secure method for doing so.

2. How We Use Information

We may use the information we collect to:

• Respond to inquiries and requests
• Communicate with prospective and existing clients
• Provide information about our services
• Provide and manage our business services
• Schedule calls, meetings, or consultations
• Provide customer support
• Send service-related communications
• Send SMS messages when you have specifically opted in to receive them
• Follow up on inquiries and requests
• Improve our website, services, and customer experience
• Maintain website security and prevent fraud, abuse, or unauthorized activity
• Comply with applicable legal and regulatory requirements
• Carry out other purposes disclosed at the time information is collected

3. Information Sharing

We do not sell or rent your personal information.

We may share information with service providers, contractors, technology providers, communication providers, hosting providers, analytics providers, and other vendors that help us operate our website and business.

These providers may process information only as necessary to provide services to us and are expected to handle information in accordance with applicable contractual and legal requirements.

We may also disclose information when reasonably necessary to:

• Comply with applicable law, regulation, legal process, or government request
• Protect our rights, property, or safety
• Protect the rights, safety, or security of our users or others
• Detect, prevent, or investigate fraud, security issues, or other misuse
• Support a business transaction such as a merger, acquisition, reorganization, or sale of assets

4. SMS and Text Messaging Privacy

If you choose to receive text messages from Billwise, we may collect and retain your mobile telephone number and information showing your consent to receive SMS messages.

SMS opt-in information, including mobile phone numbers and consent records, will not be sold, rented, or shared with third parties for their own marketing purposes.

SMS opt-in information and consent may be shared with our SMS service providers, telecommunications carriers, messaging aggregators, and other service providers only when necessary to provide, deliver, or manage our text messaging services.

We do not use SMS opt-in information for purposes unrelated to the messaging service for which the customer provided consent.

5. SMS Terms & Conditions

By opting in to receive SMS messages from Billwise, you agree to receive text messages related to our services and your interactions with us.

Messages may include:

• Customer service communications
• Account or service notifications
• Appointment or meeting reminders
• Follow-ups regarding inquiries or requests
• Other service-related communications

Message frequency may vary.

Opting Out

You can cancel the SMS service at any time by replying STOP to a message from Billwise.

After you send STOP, we will send an SMS message confirming that you have been unsubscribed. After this, you will no longer receive SMS messages from us unless you opt in again.

Help

If you are experiencing issues with our messaging program, reply HELP to a message from Billwise for assistance.

You may also contact us at:

Phone: 972-430-6872
Email: info@billwise.com.pk

Message and Data Rates

Message and data rates may apply for messages sent to you from Billwise and messages sent by you to Billwise.

Message frequency may vary. If you have questions regarding your text messaging or data plan, please contact your wireless provider.

Carrier Liability

Carriers are not liable for delayed or undelivered messages.

6. Cookies and Similar Technologies

Our website may use cookies and similar technologies to operate the website, remember preferences, understand website usage, improve performance, and support security.

We may also use third-party analytics or website technologies that collect information about how visitors interact with our website.

You may be able to control or disable cookies through your browser settings. Disabling certain cookies may affect the functionality of some parts of the website.

7. Third-Party Websites and Services

Our website may contain links to third-party websites, platforms, or services.

We are not responsible for the privacy practices, content, security, or policies of third-party websites or services. We encourage you to review the privacy policies of third parties before providing them with personal information.

8. Data Security

We use reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.

However, no website, electronic transmission, or method of storing information can be guaranteed to be completely secure.

9. Data Retention

We retain personal information for as long as reasonably necessary to provide our services, communicate with you, maintain business and transaction records, comply with legal obligations, resolve disputes, enforce agreements, and protect our legitimate business interests.

The retention period may vary depending on the type of information and the purpose for which it was collected.

10. Your Choices

Depending on applicable law, you may have rights regarding your personal information, including the ability to request access to, correction of, or deletion of certain information.

You may also unsubscribe from non-essential marketing communications by following the unsubscribe instructions included in those communications.

SMS users may opt out of text messaging by replying STOP.

To make a privacy-related request, please contact us using the information below.

11. Children's Privacy

Our website and services are intended for businesses and adults and are not directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13 through our website.

If you believe that a child has provided personal information to us, please contact us so that we can take appropriate action.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, technology, legal requirements, or business practices.

When we make changes, we will update the Effective Date shown at the beginning of this Privacy Policy.

We encourage you to review this page periodically for the latest information.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us: